The public healthcare system in Spain is continuously ranked as one of the best in the world. In fact, approximately 90% of the population is covered under the state’s public system; however, many people choose to purchase additional private insurance plans. Some of the benefits of private plans including gaining additional coverage, bypassing the long wait times for non-emergency procedures, or accessing private facilities with a vast network of English-speaking doctors. Additionally, private health insurance plans can fill the gaps in the public health system, paying for dental procedures and prescription drugs.
If these benefits appeal to you, or you do not qualify for public healthcare (click here to see if you qualify), then you may want to consider investing in private insurance. There are two types of private plans in which you can invest: local and international.
Below you will find some recommendations. At MTS we established special rates with the most popular local & international insurance companies specializing in internationals moving to Spain. During our free consultation we will check this important topic together making sure you and your family are covered at all times in Spain!
Local Insurance Plans
If you plan on your relocation to Spain being permanent with limited travel around Europe, then a private plan with any of the top local insurance companies would be the best option. Local insurance will cover your costs in Spain, and generally any trips abroad that do not extend beyond three months. There could be restrictions on the number of countries that you are covered under, so be sure to be familiar with the fine print of these plans. Listed below are a few recommended local private health insurance plans:
International Insurance Plans
On the other hand, if you think that you might often relocate and travel longer periods throughout the year, an international plan would be the most beneficial. International insurance plans are world-wide, flexible, and offer more benefits for the modern-day vagabond. As a side note, be sure to choose a policy that covers medical evacuation if you will be traveling to countries with less sophisticated health care systems. Some recommended international private health insurance plans are:
Summary
There is no shortage of options when it comes to healthcare coverage in Spain. If you elect to purchase private insurance, be sure to research your options and personalize your coverage to fit your needs best. It is also key to understand the fine print.
Also check out Acierto and Rastreator to compare and contrast plans.
As this topic many times leads to confusion and as it is not always easy to understand the different options and to select the one that fits best your situation, our expert team will help you search & select the insurance plan that best matches your needs and expectations. Book your free consultation now.
Read all there is to know about the Spanish healthcare system here.